Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up...

Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want,...

Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as...

Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property. Tip #1: Never enter a...

Rental yield, –the rate of rental income returned against the costs of an investment property, is a great indicator of a property’s...

Thinking of being a guarantor? Ask these three questions first Entering the property market is no easy feat for a first homebuyer, and...

Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore...

When taking out a mortgage, many people forget to consider the fees and expenses that come on top of the purchase price of the property....

Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up...

If you’re thinking of building your own home, you’ll need to be familiar with the ins-and-outs of construction loans. Construction loans...

Buying a property is more complex than most other purchases you’ll ever make. Here are the different parties who may be involved in your...

As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage,...

Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined....

Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and...

Fixed rate versus variable loans Fixed rate loans A fixed rate loan is one that maintain the same interest rate over a set period of time...

Lenders mortgage insurance (LMI) is generally required when the value of a loan is more than 80% of a property’s purchase price, or...

Investing in property, such as residential real estate, is likely to be a lengthy process and one that usually involves a long-term plan....

While loan officers work solely for a lending institution and can only offer that institution’s products, brokers can help connect you to...

Wondering why your finance broker is contacting you six months after you’ve settled on your property? The simple answer is that a finance...

Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you’re...