The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But...
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Sajal
- Aug 20
- 2 min
Navigating the Journey to Your First Home in South Australia
Buying your first home is one of life’s most exciting milestones, but it can also be a complex and overwhelming process, especially in...
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Sajal
- Jul 17
- 3 min
Five ways to fund a renovation
Considering transforming your home from ‘banal’ to ‘brilliant’, but lack the funds to support your makeover? Never fear, we’ve rounded up...
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Sajal
- Jul 17
- 2 min
How to avoid paying too much for a home
Knowing what a property is worth is central to avoiding paying too much for it. It’s about doing your homework, knowing what you want,...
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Sajal
- Jul 17
- 2 min
Comparison rates
Comparing apples with oranges doesn’t make sense. To make finding the right loan easier, and to make advertised rates as transparent as...
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Sajal
- May 21
- 2 min
Top tips for negotiating a property price
Here are our top tips to tactfully negotiate the price without ruining your chances of securing the property. Tip #1: Never enter a...
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Sajal
- May 21
- 2 min
Rental yields – what you need to know
Rental yield, –the rate of rental income returned against the costs of an investment property, is a great indicator of a property’s...
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Sajal
- May 21
- 2 min
Is a family guarantee right for you
Thinking of being a guarantor? Ask these three questions first Entering the property market is no easy feat for a first homebuyer, and...
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Sajal
- May 3
- 2 min
How redraw facilities and offset accounts could lower your interest?
Offset accounts and redraw facilities work in similar ways. They both allow you to reduce the balance of your home loan, and therefore...
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Sajal
- Apr 26
- 2 min
The extra costs of buying a home?
When taking out a mortgage, many people forget to consider the fees and expenses that come on top of the purchase price of the property....
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Sajal
- Apr 26
- 2 min
How to buy a home when you’re self-employed
Self-employed borrowers often come up against the challenge of not being able to present a raft of payslips and tax returns to back up...
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Sajal
- Apr 2
- 2 min
Construction loans
If you’re thinking of building your own home, you’ll need to be familiar with the ins-and-outs of construction loans. Construction loans...
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Sajal
- Apr 2
- 2 min
Who is involved in a property purchase?
Buying a property is more complex than most other purchases you’ll ever make. Here are the different parties who may be involved in your...
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Sajal
- Mar 6
- 3 min
What is refinancing and when should I do it?
As a homeowner with a mortgage, chances are you’ve heard of the term 'refinancing'. Refinancing involves reviewing your current mortgage,...
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Sajal
- Feb 28
- 2 min
Getting your home loan approved faster
Every home loan application is unique, so the time between your first contact with your broker and approval can never be predetermined....
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Sajal
- Feb 28
- 2 min
What happens when your fixed rate term ends
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and...
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Sajal
- Feb 28
- 2 min
Fixed rate versus variable loans
Fixed rate versus variable loans Fixed rate loans A fixed rate loan is one that maintain the same interest rate over a set period of time...
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Sajal
- Feb 28
- 3 min
Lenders Mortgage Insurance (LMI) explained...
Lenders mortgage insurance (LMI) is generally required when the value of a loan is more than 80% of a property’s purchase price, or...
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Sajal
- Sep 17, 2023
- 3 min
Property investing checklist
Investing in property, such as residential real estate, is likely to be a lengthy process and one that usually involves a long-term plan....
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Sajal
- Sep 17, 2023
- 2 min
How do lenders assess applications?
While loan officers work solely for a lending institution and can only offer that institution’s products, brokers can help connect you to...
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